How Does Air Conditioning Work?

How Does Air Conditioning Work?Author: Amy NuttAn air conditioner is a device which cools the indoor air by removing heat and sending it outside. The result is indoor space that has less heat making it cooler for everyone, including pets. Air conditioners can cool a room, a house, or a whole business. Air conditioners contain chemical fluid called a refrigerant which can change from a gas to a liquid and back to a gas again. A refrigerant called Freon is normally used in air conditioners. This chemical is used to transfer heat from the air inside of a home to the outside air.

Let Us Simplify Your 403b Rollover to Roth IRA (individual Retirement Account)

Let Us Simplify Your 403b Rollover to Roth IRA (individual Retirement Account)Author: Gordon Hall When it comes to a 403b rollover to IRA conversion, there are some things that you need to know, now, before you complete the transaction. These things apply whether you are considering a 403b rollover to Roth IRA, 401K or a traditional account. Sometimes, it gets a little complicated. Let me try to help you simplify it. The terms roll-over and transfer are often used interchangeably, yet they are completely different transactions that create different scenarios and the possibility of incurring taxes. Transfers are made between financial institutions and are not reported to the IRS, but roll-overs are reported and you act as a middle man in the transaction.