YNAB Pro Makes Budgeting Simple

So if you are twenty dollars over buget in May, then you will get twenty less dollars to use for budgeting in June. Here are theYNAB Pro basics. Are you over budget? Are you below your budget? With You Need A Budget you will quickly be able to tell. When you begin the software you create budgeting categories or use the defaults. You can use basic categories such as Debt Reduction, or break it down with subcategories such as "Debt:Charge Cards" and "Debt Reduction:Car Loan". Next, enter your transactions in the register. Record the transactions manually or download them in Microsoft Money or Quicken format from your bank.

You will then assign a budgeting category to every transaction in your register. The budget screen shows your financial information for the current month using three columns; Budgeted, Spent and Balance. The "Budgeted" column will be filled in manually by you. As you record an amount for each category it will be deducted from that months money available. The next column "Spent", will be filled in automatically as you assign categories to each transaction in the register. The last column "Balance" will display how much under or above you are for that category. The YNAB Pro report screen will give you a visual representation of where you stand.

This screen lets you to easily learn how much money you are dropping each month and your ongoing balance for each budgeting category. You Need A Budget, is all about budgeting.

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11.03.2010

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