The Good Side of Credit Cards (Ezine Ready)
The 2.9% difference means a lot, especially in the long run.Lower Interest RatesLook for one with the lowest rate among others to further maximize having a credit card. This definitely spells savings. If you do not have a balance yet, it is best to look for a card without annual fees.Take extra precautions, too, in assuming that the lowest interest rate is the best for you. Factor in your buying habits. You may be attracted to the low rates, but the end result may not be desirable if combined with the annual fees and the like. Rewards ProgramReward points system and cash back programs are offered now. This can save you money. Maintaining a low balance despite your frequent buys will give you at most 5% off on purchases. There are even cash rebates up to 5% when you use the credit card at certain gas stations, convenience stores and groceries. This can be automatically applied to your bill, the more you can feel the savings you are making.Maximizing the ExperienceTo reap the rewards, you must avoid the drawbacks. A prudent person will definitely look for the best deals and grab it right away but with some caution. Thus it is necessary that you read the details. Check the fees that may be charged and the penalty rates in case you delay. This may be the downside of the deal offered to you. For example, be careful of cash advance features of credit cards. Some of them can be very expensive. They can come with numerous fees and higher rates. Be wary! Spending cannot be avoided at times. Just don't forget your goal, getting a good deal to save. Article Source: http://www.articlesbase.com/home-and-family-articles/the-good-side-of-credit-cards-1283937.php About the Author: Want to find out about comet goldfish, facts about tigers and other information? Get tips from the Interesting Animals website.Pages: 1 [2] 3 4
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E-mine, pertinent news
29.01.2010
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