How to Find Cheap Homeowners Insurance Without Killing the Historical Value of Your House
Historic districts are governed by a historical committee that has dedicated their life to preserving the sanctity of these moments in history, right down the very last slime covered toadstool-or in your case, slate shingle.
They can even go so far as to insist that slate shingle come from the very same quarry as the original when you're rebuilding. This takes time and money. Lots of money. You have to have the slate imported, and you have to find craftsmen who know how to work with it. Believe it or not, historic craftsmen and masons who know their way around a historical district aren't as easy to come by as you might think. Are you having sympathy migraines? That's how your homeowners insurance provider feels when they're handling your home insurance claims, which is why most regular home insurance policies don't cover houses over 100 years old. Fortunately for everyone there are companies that specialize in insuring historical property. If you're having a hard time finding an insurance provider, or you have a question about insuring or renovating your historical home, you can contact the National Trust for Historical Preservation. They should be able to answer your questions. Of course, that doesn't help you find cheap homeowners insurance.
The good news is that renovating your home can actually go a long way toward shaving money off your homeowners insurance rates without destroying its historical value.
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14.11.2009
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