General Auto Insurance and Some of the Basic Information You Should Know

Then there is property damage liability coverage. This will cover the cost of damage you do to someone's property when driving your vehicle. This could include damage to the land, damage to a mailbox, a parked car, or even damage to a fence.Another level of coverage you may have heard of when it comes to general auto insurance is collision coverage. You may have heard of comprehensive coverage as well. Many people get these two coverage options confused.Comprehensive coverage will cover anything that happens to your car that is not caused by a vehicle accident. This can include coverage for when vandalism occurs, when a fire occurs, for hail damage, flood damage, or it can cover you if your car is stolen. Then there is collision coverage. This provides coverage when you do collide with another car or object and no matter who is at fault, with this coverage your vehicle will be covered.When you go with collision and comprehensive coverage, usually the insurance company will not be paying for the entire loss. Most policies will come with a deductible that you have to pay. Once you pay the deductible, then payment from the insurance company will go into affect. If you do $1000 damage to your car and your deductible is $300, you'll pay the first $300 and the general auto insurance company will take care of the rest.About the Author:There is definitely a lot to learn about general auto insurance. If you are ready to learn more about general auto insurance and important tips that can help you make the right choice, visit our site to learn more about getting quality and affordable general auto insurance.

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