Value of a Homemaker and the Importance of Life Insurance
Value of a Homemaker and the Importance of Life InsuranceAuthor: DeniseThere are several mistakes people tend to make when deciding on life insurance coverage but one of the most common ones involve deciding on who needs insurance and how much should they be covered for. A glaring example out here concerns married couples that only decide to insure the breadwinner or working member of the family. Yes, insurance is taken out for all the right reasons – to cover funeral expenses, to repay outstanding debts, to look after the children’s education, all in the case of the untimely death and absence of the wage earner. But, what about the parent who stays at home – to look after the house and the children? Most of the times, the homemaker is given the short shrift and passed over in terms of insurance on the grounds that he/she is not a contributing member to the family’s expenses. But this couldn’t be further away from the truth than possible.
Read on to know more about the value of a homemaker and importance of his/her life insurance.Losing a spouse can have a severe impact on the emotional and financial life of a family. And if the death was an untimely one, the absence can be all the more devastating. In the event that the stay at home parent was the one who died, adjusting to life after the loss can be quite a feat.
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06.01.2010
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