Mortgage Crisis
Mortgage CrisisAuthor: txyaffiliateMortgage crisis is an old word but is becoming widely popular nowadays. As we know with the world finance crisis, people take more and more attention about it Sometimes we need expert advice on deciding to take mortgage for the sake of avoid of bankruptcy. Bankruptcy is a legal issue with complex rules and regulations. Recently Congress passed a new law called Bankruptcy Abuse Prevention and Consumer Protection Act of 2005.the law which complicates bankruptcy and allows the creditors to have more leverage. The US subprime mortgage crisis has lead to plunging property prices, a slowdown in the US economy, and billions in losses by banks. The United States housing bubble is an economic bubble in many parts of the U.S. housing market including many areas .A lot of insurers also involved in the crisis, many famous companies: including AIG. AIG, American International Group, Inc. is a major American insurance corporation based at the American International Building in New York City. Recently the president Obama announces a plan to help American people get rid of the home mortgage crisis. it including three parts: the first part is Millions of responsible families who make their monthly payments and fulfill their obligations have seen their property values fall, and are now unable to refinance at lower mortgage rates, and the second part is millions of workers have lost their jobs or had their hours cut back, are now struggling to stay current on their mortgage payments with nearly 6 million households facing possible foreclosure, the third part is neighborhoods are struggling, as each foreclosed home reduces nearby property values by as much as 9 percent.
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23.02.2010
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