How to Find Cheap Homeowners Insurance Without Killing the Historical Value of Your House
How to Find Cheap Homeowners Insurance Without Killing the Historical Value of Your HouseAuthor: Cliff BermanThere's something really, really cool about living in a house that's had the opportunity to be a little piece of history. Do you remember "Sweet Home Alabama"? It's like there's ghosts in every hallway. That doesn't stop a historic home from being a giant pain to buy homeowners insurance for, however. As a matter of fact there might be plenty of days in the near future when you're tempted to just bulldoze the darn thing and start all over again. Don't do that. It's not that bad. It's true that your homeowners insurance rates are going to be a lot higher to insure a historical home than they would be if you just owned your average cookie cutter home in the suburbs.
It's the nature of the beast. But they have a good explanation! If you live in a historic district the homes there are intended to be a perfect representation of exactly what they looked like during whichever era of history made them famous. For example, if you live in and around Fredericksburg, VA, Charleston, SC or Savannah, GA you're probably not convinced that the war between the states ever really ended. How could it, when you still see it everywhere you look? While this is really, really cool for tourists it's a really big pain for homeowners insurance companies.
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14.11.2009
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